摘要
建立科学合理的预警指标体系是实现信贷风险动态监测的首要环节。预警指标灵敏高效地反映风险变化特征是预警系统运作的前提和基础。预警指标的建立应遵循预警指标的选取原则,建立相应的指标体系,同时对指标体系的构建进行科学性分析。
The establishment of a scientific and rational forewarning index system against credit risks proves indispensable to achieving the dynamic monitoring. It is the prerequisite and basis for the operation of such system that reflects the changes of risk characteristics sensitively and efficiently. The paper proposes the principles of selecting forewarning indicators so as to build the corresponding indicator system for the scientific analysis of those credit risks.
出处
《商业研究》
CSSCI
北大核心
2009年第3期150-152,共3页
Commercial Research
基金
国家软科学研究计划<区域科技型中小企业自主创新支持体系研究>
项目编号:2006GXQ3D118
黑龙江科技学院引进人才科研启动项目<东北老工业基地金融风险的防范和化解>
项目编号:04-13
黑龙江科技学院引进人才科研启动项目
项目编号:04-35
关键词
信贷风险
预警
指标体系
credit risk
forewarning
index system