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金融控股公司均衡与市场稳定的监管模型研究

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摘要 本文通过构造模型,揭示了我国银行审慎监管的目标选择,在考虑我国银行业特性的同时,吸收《新巴塞尔资本协议》所体现的激励相容监管理念,提出实现银行内部管理、市场约束和官方监管三者的有效结合,兼顾稳定与效率两大原则;运用数学推导和经济学分析方法证明,当资本充足率满足监管要求时,可以实现金融稳定与利润稳定,并可以保持内部管理与银行各大部分之间的均衡。
作者 张慧 马锐
机构地区 重庆工商大学
出处 《财会通讯(下)》 2009年第1期145-148,共4页 Communication of Finance and Accounting
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