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个人住房贷款期权视角分析

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摘要 一、个人住房贷款期权分析 许多贷款协议人都要求借款人提供抵押资产作为担保,以保证贷款能够归还。一旦违约,贷款人就获得抵押物的所有权。但对没有追索权的贷款来说,贷款人对抵押物以外的财产没有追索权。
作者 邓健 张立强
出处 《财会通讯(中)》 2009年第1期58-59,共2页 Communication of Finance and Accounting
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