美国金融危机的祸起:政府还是市场——基于芝加哥学派理论和奥地利学派理论的思考

美国金融危机犹如海啸一般正在席卷着全球,全球经济将面临着衰退的危险。各国政府纷纷出动采取了各种政策以防止衰退,同时经济学家和一些学者都试图解释这次危机的成因。笔者将运用芝加哥学派的理论和奥地利学派的理论以及他们思想的精髓分析当前金融危机的成因以及相应的应对方法。通过分析,笔者发现当前存在的一些对金融危机的解释是不合理、不全面的,没有触及到根本。而政府目前的应对方案也是差强人意的。造成美国金融危机的罪魁祸首是美国人的过度消费,而应对这次金融危机,美国政府的扩大财政支出政策也是无济于事的,不能从长期解决问题,美国政府应该利用这次机会改变美国人的消费理念,从而回到古典经济学家所倡导的节俭美德,节俭可以创造财富,这样才能保持长期的繁荣。

U.S. financial crisis is sweeping the world like the tsunami, the global economy is facing the risk of recession. Governments have taken out policies to prevent the recession, and at the same time economists and scholars have tried to explain the callses of the crisis. I will analyze the reason of the crisis using the theory of Chicago School and Austrian school as well as the essence of their thought and then the appropriate approach to deal with the crisis. Through analysis, I found some of the current explanation of the financial crisis was unreasonable and incomplete, did not touch the root. The government＇s response to the program is poor. The chief reason of the financial crisis is the American over-consumption, and to deal with the financial crisis, the expand fiscal expenditure policy of U.S. government is useless and can not solve the problem in a long run, the U.S. government should take advantage of this opportunity to change the American consumer Concept and return to the virtues of thrift and frugality which the classical economists advocated to create wealth in order to maintain long-term prosperity.