论民国时期的中外合资银行

Sino-foreign Joint Banks in the Republic of China

在民国成立后的最初10余年内,先后设立了中法实业、中华汇业、中华懋业、华义、华威等20多家中外合资银行。然而,这些银行虽然经济实力较为雄厚,还享有一定的政治特权,而且在一段时间内也曾获得了程度不等的发展,但大多数银行的经营仍然不成功,最后被迫陷入停业倒闭的境地。本文将试图对这种现象给予一个合理的解释。

In the first decade of the Republic of China,over 20 Sino-foreign joint banks were established. With their solid economic strength and certain political privilege,these banks gained development to different degrees,but most of them failed to operate successfully and were forced to announce bankruptcy in the end. This paper attempts to give it a reasonable explanation.