流动性过剩背景下我国存款准备金政策特点及其政策效果分析

China reserve against deposit policy's characteristics and its policy effect analysis under the background of fludity surplus

存款准备金政策作为货币政策三大工具之一,具有猛烈性、时滞性和被动性等特点。2006年7月以来,为解决日益严重的流动性过剩问题,中国人民银行连续21次调整法定存款准备金率。本文主要从存款准备金政策的特点出发,结合近年来我国的经济运行情况,着重分析本轮中央银行存款准备金政策的特点、效果及其在执行过程中存在的问题。最后在此基础上提出相应的政策建议。

As one of the three major tools for monetary policy, required reserves policy ：s violent. time-delay and passive, etc in characteristics. Since July 2006, in order to solve the increasingly serious problem of excess liquidity, the People＇s Bank of China has adjusted leagal required reserve ratio 21 times in succession. Based on the characteristics of reauired reserves policy, combining China＇s recent economic performance, the article mainly analyzes the features. effects of current Central Bank reserve policy and existing problems in its implementation. Finally, corresponding suggestions are given.