摘要
本文应用博弈论的方法,基于保险代理手续费率市场化的发展趋势,分析了我国保险市场的发展现状与特点,回顾了我国保险代理手续费监管制度的发展过程和存在问题,指出目前在我国推行手续费率市场化的监管政策可能引发"手续费率资源化"问题,并就保险代理手续费市场化应建立在保险费率市场化方面提出政策建议。
In this paper, with the tools of game theory, Based on the fact that insurance agent commission valued by market is the trend of the insurance development, we analyzed the development and characterizations of Chinese insurance, reviewed the development process of insurance agent commission regulation and its shortcomings, pointed out that loosen the regulation of insurance agent commission maybe lead the market towards ＂insurance agent commission valued by resource＂, suggested that insurance agent commission marketization should based on insurance premium rate marketization.
出处
《特区经济》
北大核心
2009年第2期121-123,共3页
Special Zone Economy
关键词
保险代理
手续费
监管制度
Insurance agent
Commission
Regulation
