知识产权质押破解科技型中小企业融资难题

Intellectual property impawn solving science style small and medium enterprise financing problem

科技型中小企业当前面临着较为严峻的融资难问题,传统的融资方式难以满足科技型中小企业的融资需求。本文首先分析了科技型中小企业融资难的原因,结合科技型中小企业的特点,探讨了知识产权质押担保融资,介绍上海浦东新区实施科技型中小企业知识产权质押担保融资的实践,提出了完善科技型中小企业知识产权质押担保融资体系的主要对策措施。

Nowadays the small and medium.sized enter prises of science and technology are confronted with severe difficulties in financing.Traditional financing methods could not match the financing demand of SME of science and technology. Firstly analysing the reasons of SME of science and technology＇s financing difficulty, discussing the intellectual property impawn financing based on the character of SME of science and technology, and then introducing the practice of implement of intellectual property impawn financing in Pudong new district, Shanghai. Finally Proposing the strategies on constructing the system of SME of science and technology impwan financing.