1P. Angelini, R. Di Salvo, G. Ferri. Availability and Cost of Credit for Small Business: Customer Relation Ships and Credit Cooperatives [J]. Journal of Banking and finance, 1998, (22).
2Rajiv Mallick, Atreya Chakraborty. Credit Gap in Small Business: Some New Evidence [Z]. Finance/Economics Working Paper, 2002.
3Rodriguez-Fernandez Valverde. Bank Market Power and SME Financing Constraints [Z] . Working Paper, 2005.
4Allen N. Berger, Richard J. Rosen, Gregory F. Udell. The Effect of Market Size Structure on Competition:The Case of Small Business Lending[Z].Paper Provided by Federal Reserve Bank of Chicago in Its Series, Working Paper Series, 2001.
5W. S. Frame, M. Padhi, L Woolsey. The Effect of Credit Scoring on Small Business Lending in Low-and Moderate in Come Areas[J] .Financial Review, 2004, (39).
6Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame, Nathan H. Miller. Debt Maturity, Risk, and Asymmetric Information [J] .Journal of Finance, 2005, 60 (6).
7Mark Gertler, Simon Gilchrist. Monetary Policy, Business Cycles and the Behavior of Small Manufacturing Firms [J] .Quarterly Journal of Economics, 1994, 109 (2).
8World Bank. Banking SMEs around the World: I.ending Practices, Business Models, Drivers and Obstacles [J].World Bank Working Paper, 2008, (30).
9D. M. Jaffee, F. Modigliani. A Theory and Test of Credit Rationing [J]. American Economic Review, 1966, (59).
10A. N. Berger, I. Hasan, L. F. Klapper. Further Evidence on the Link between Finance and Growth:An International Analysis of Community Banking and Economic Performance[J]. Journal of Financial Services Research, 2004, (25).
