政府注资国有银行的产权诠释

Interpretation of the Property of State-owned Banks with Capital Injection by Government

为提高国有银行的资本充足率水平,使国有银行顺利上市,政府对国有银行进行多次注资,从报表数据来看,基本实现了目标。但政府注资的效率如何以及这种补充资本充足率的方式是否具有持久性值得进一步探讨。经过分析,政府注资国有银行无论是在转轨体制下还是市场经济体制下,在"公地喜剧"背后充满了忧患,忧患产生的根源是产权不清晰;消除忧患的根本途径是明晰产权结构,实现国有控股银行公司治理结构从产权行政约束向契约约束的变革。

To improve the state -owned bank＇s capital adequacy ratio levels for a smooth listing, the government has conducted a number of capital injections into the state - owned banks. Viewed from the data on the statements, the goals have been fundamentally realized. However, how is the efficiency of capital injection from the government and whether this way in replenishment of additional capital adequacy is sustainable deserves further research. Based on sound analysis, the government injection capital into state -owned banks, whether in transition or under the system in the market economy system, the seemingle ＂commons comedy＂ is full of anxieties, owing to unclear property. The essential way to eliminate anxiety is to clear the property structure so as to realize state - holding banks corporate governance structure from the property administrative binding to contract binding.