农户理财需求的现状、问题与对策建议——以龙岩市上杭县庐丰乡为例

Situations, Problems and Suggestions to Financing Demand of Farmers——Taking the Case of Lufeng Town in Shanghang County

运用实地调查与深入访谈方法对福建省龙岩市上杭县庐丰乡农户理财进行分析,并依据庐丰乡农户理财需求不足的现状,着重分析了制约农户理财需求的客观和主观因素,在此基础上,提出从进一步提高农民收入、加强农民文化教育等方面扩大农户理财需求的建议。

By field surveys and in-depth interviews, this paper has analyzed the financing situation of the farmers in Lufeng Town, Shanghang County. Firstly, this paper has summed up the financial status of farmers in Lufeng Town, then drawn a conclusion on the shortage of financial demand. And the authors focused on analyzing the objective and subjective factors restraining financial demand of the farmers. Based on this, they put forward the suggestions to expand the financial demand of farmers through improving their income, strengthening the culture and education of the farmers.