摘要
最后贷款人制度作为金融安全网的三大支柱之一,具有不可替代的地位,在我国银行业经营过程中起事中监督作用。当前,我国的最后贷款人制度仍存在最后贷款人职责不十分明确、操作的法律依据不清晰等缺陷。为了有效提高银行业危机应对能力与效率,我国需要从法律上确立明确的最后贷款人救助规则和建设性模棱两可原则,同时完善相关的配套措施。
The lender of last resort system, one of the three principal supporting of financial safety net, plays an irreplaceable role in the process of supervising national banking. Nowadays, there are some defects, such as lacking of explicit duty and unclear regulations, in the lender of last resort system. In order to enhance ability and efficiency of banking when encounters crisis, government is expected to establish explicit regulations and constructive principles of the ambiguous, meanwhile, consummate the related measurements.
出处
《改革与战略》
北大核心
2009年第3期76-78,共3页
Reformation & Strategy
