摘要
信用担保制度建设是对中小企业融资市场失灵的弥补,但同时又面临政府失灵问题。开发性金融具有政策性和市场性特征。发挥开发性金融功能有助于矫正信用担保制度建设中的二重失灵问题,从而推动信用担保制度可持续的、健康的发展,进而促进中小企业及经济社会和谐发展。
The credit guarantee system construction can help to make up the market failure of SME financing. But it also faces the government failure. Development finance has the feature of the policy and marketability. Using development finance can effectively remedy the two failures . It not only makes the credit guarantee system develop healthily and sustainably but also make the SME and the economic society develop harmoniously.
出处
《哈尔滨商业大学学报(社会科学版)》
2009年第2期47-51,共5页
Journal of Harbin University of Commerce:Social Science Edition
关键词
开发性金融
信用担保
市场失灵
政府失灵
development finance, credit guarantee system, market failure, government failure.