摘要
农村信用社生源地助学贷款作为一项民心工程,受到了广大经济困难学生的普遍欢迎,但这项惠民政策远没有充分发挥其积极效果,需要完善风险分担机制、激励保障机制、约束惩罚机制,加强对学生的诚信教育,促进生源地助学贷款的可持续发展。
Student loan for local students provided by rural credit bank has received widespread welcome from needy students. Nevertheless, this preferential policy falls short of putting its function in full play. Sustainable development of student loan for local students should include the following points: improving risk--diffusing mechanism, initiating welfare system, pinpointing punitive mechanism, and strengthening students' education on credibility.
出处
《盐城师范学院学报(人文社会科学版)》
2009年第1期117-121,共5页
Journal of Yancheng Teachers University(Humanities & Social Sciences Edition)
关键词
生源地助学贷款
风险分担
激励保障机制
诚信教育
student loan for local students
risk-diffusing mechanism
initiating welfare system
education on credibility