我国商业银行价值驱动因素探析——基于EVA分解的视角

To analyse on the Factors of Value Driving for Chinese Commercial Banks——Based on the Perspective of EVA Resolution

在我国商业银行经营环境发生深刻变化的情况下,实现银行价值最大化已成为多数商业银行的共识。采用杜邦分析的思路,结合商业银行具体业务特点,将EVA指标层层分解,在分析过程中排除非关键因素和不可控的宏观政策因素,得出商业银行经营管理者可操纵的四个关键价值驱动因素,助于商业银行经营管理者实现银行价值最大化的经营目标。

When great changes have taken place in Chinese commercial banks＇ operating environments, most banks have realized the importance of maximizing the banks＇ value. This paper focuses on finding key value drivers of commercial banks with resolving EVA in the way of Du Pont Analysis. Considering the characteristics of commercial banks and excluding the factors which are not important and out of control, this paper provides four key value drivers for the managers of commercial banks to realize the object of maximizing the banks＇ value.