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银行危机中的消费者、银行、企业之间的博弈行为分析 被引量:2

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摘要 参与银行借贷活动的主体从自身利益的角度出发决定自己的行为。国外消费者为了达到效用最大化决定消费和存款行为;银行为了达到利润最大化尽可能选择利润高的项目;企业也会在还款和违约之间按成本最小的原则作出决定。参与主体之间的这些行为会加大银行风险,加速资本外逃,引发银行危机。随着银行危机的发生、资本的外逃,本币会大幅度贬值,酿成货币危机。
作者 萨秋荣
出处 《生产力研究》 CSSCI 北大核心 2009年第3期45-47,52,共4页 Productivity Research
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