改革开放30年:保险业的嬗变及发展路径的审视

Thirty Years of Reform and Opening-up:A Review on the Evolution of China's Insurance Industry

我国保险业从1980年恢复至今,伴随改革开放的不断深入和国民经济的迅速发展,从无到有、从弱到强,取得了巨大的发展。在市场全面开放、竞争日趋激烈的背景下,特别是在当前国际金融危机的大背景下,本文总结了保险业近30年发展的经验教训,以期为推动保险业实现增长方式的转变、提升国际竞争力、实现长期、可持续发展提供理论指导。

During the past three decades of reform and opening-up,China's insurance industry has developed from a virtually nonexistent,minimal,and closed industry into a large,open industry with great potential,supported by the growing insurance demand resulting from the government's efforts to create market-oriented reforms in the 1980s.This paper examines the evolution of China' s insurance industry and evaluates the experiences and lessons from the past thirty years' development.