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贷款损失准备对商业银行顺周期性的影响 被引量:5

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摘要 本文运用非平衡动态面板数据验证了我国商业银行贷款损失准备对于缓解商业银行顺周期性的适用性。我国商业银行的贷款损失准备较弱地随着经济周期变化而变动,但具有明显的收入平滑、财务信号作用;非自愿贷款损失准备、资本监管对贷款的约束不明显。
出处 《国际金融》 2011年第2期60-64,共5页 International Finance
基金 辽宁省教育厅科学技术研究项目(2008s084)的资助
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