摘要
传统农村金融安排由于其制度上存在缺陷,不能有效地满足广大农户的金融需求,农村金融资源流失严重。农村合作经济组织是伴随农业产业结构调整而衍生出来的一种中介组织。当其以中间变量的形式存在于农村金融组织与农户之间后,便可以通过其组织职能、载体职能及中介与服务职能派生出多种机制来有效地降低农村金融交易费用,增进农户融资绩效。
Because the traditional rural finance arrangements have flaws in the system and the peasant house-holds' financial need cannot be effectively met, the rural finance resources drains seriously. The farmers? economiccooperative organization is set up followed the adjustment of agricultural industry structures. When it exists betweenthe rural finance organizations and the peasant households as one kind of intermediary variable, it can reduce the ruralfinance transaction expense through its organization function, the intermediary and service function which will formmany kinds of mechanisms to promote the peasant households? financial performance.
关键词
农村合作经济组织
传导机制
融资绩效
farmers economic cooperative organization
function mechanism
financial performance
