摘要
作者通过回顾上世纪六、七十年代西方商业银行改革的特点及其发生的历史原因,对比分析了当今中国银行业发展的现状,意在借鉴经验,提升国有商业银行的国际竞争力,逐步建立具有竞争力的现代银行体制。
Reviewing the features and historical causes of the innovation of western banking of the 1960's-70's, analysing the present developing situation of the banking of China, the author intends to enlighten us that the present development of our banking is the recurrence of the innovation of the developed western commercial banking. We should grasp the opportunity to promote the international competitive ability of our national commercial banks and gradually set up a competitive and vigourous modern banking system.
关键词
金融创新
超级市场
表外业务
金融全球化
financial innovation
financial supermarket
financial instrument
off balance sheet business
financial global integration