城市商业银行贷款风险分类若干问题探讨

Loan Hazard Classification of City Commercial Banks

经中共中央、国务院同意，中国人民银行于1998年4月印发了《贷款风险分类指导原则》，决定从同年下半年起实行新的贷款五级分类标准．本文论述了城市商业银行这一新兴的商业银行在实行贷款风险分类中的难点、对策及经营战略，较好地体现了理论与实践工作的结合。

with the approval of CPCPB and the state council,people＇s bank of china authorized THE GUIDANCE PRINCIPLES OF LoAN HAZARD CLASSIFICATION to enforce the new 5-grade classification. This thesis,combining related fiscal theory,with practice, naturally intends to analyze city commercial bank, the newly-appearing banks thorny problems, countermeasures and management strategies.