摘要
本文论述了商业银行在个人消费贷款和信用卡业务中,如何利用个人信用评分对消费信贷风险进行防范。
The main theme of the thesis is how to apply personal credit scoring to protect against consumer credit risk in personal consumer loan and credit card business of commercial banks.
出处
《未来与发展》
CSSCI
2009年第3期87-90,共4页
Future and Development
基金
首都经贸大学校级科研项目2006xz019"北京市信用体系研究"资助
关键词
信用评分
消费信贷
风险防范
Credit Scoring
Consumer Credit
Risk Aversion
