中小企业提升自身融资能力的探析

How small and medium-size enterprises strengthen their financing ability

中小企业融资难问题是一个普遍的、长期难于解决的问题,影响其融资难的原因有内因和外因。外部环境很多时候是不容易改变的,作为资金需求方来讲,应该着重分析影响企业融资成功的内在因素。通过完善融资基础工作;学习融资知识和经验;善于利用关系资源和与融资机构的合作;以及提高企业融资团队品质等来提升企业自身的融资能力,应对外部不断变化发展的融资环境。

The financial problems of small and medium-size enterprises are common, longterm and hard to solve. The reasons include internal and external ones. The external environment is not easy to be changed. Thus, on the part of financial demand, the internal factors in the success of enterprise financing should be deeply analyzed. To deal with the ever-changlng external financial environment, the enterprises should promote their financial ability through improving the financing basic work, studying financial knowledge and experience, taking advantage of the relationship resources and the cooperation with financial institutions, and improving the quality of financing team.