摘要
截至2007年末,外资银行不仅在中国设立代表处、分行,还注册成立了外资独资和合资法人银行业机构,同时还有33家境外机构投资者参股了25家中资商业银行。面对扑面而来的外资银行,中国的一些金融理论和实务工作者提出了"贱卖论"、"威胁论"和"单边开放"的质疑。在这种情况下,对中国银行业对外开放水平的判断和评价凸显其重要性。本文对2003～2007年这一时期的中国银行业对外开放度进行测算,结论是中国银行业对外开放属于中等水平;本文还从实际对外开放趋势的角度进行分析,结论是中国银行业的实际对外开放度远比定量测度的要高。在当前国际金融市场动荡及一些国家银行业表现出脆弱性的状况下,中国银行业应汲取其他国家银行业开放的经验和教训,走适度理性的开放道路,才能更加有利于中国银行业进一步增强自身的稳定性。
As of the end of 2007, foreign banks in China have not only set up representative offices and branches but also established sole and jointly invested banking institutions, along with 33 foreign institutional investors making investment in 25 domestic banks. In the context of increasing foreign competitions, there arise plenty of concerns among the academicians and practitioners from Chinese financial sector. Therefore, to assess opening up level of Chinese banking is of critical importance. This paper gives a quantitative measure of the opening up level of Chinese banking during the period of 2003-2007 and argues that China has remained a moderate level of opening up. However, the level seems to be much higher than that of the qualitative analysis. With current global financial turbulence and weak responses by some countries, China should learn from other countries and take a rational attitude towards opening up to enhance its banking stability.
出处
《国际金融研究》
CSSCI
北大核心
2009年第3期34-42,共9页
Studies of International Finance
