促进土地流转的农村信贷模式创新

On Rural Credit Model Innovation Promoting Land Transfer

文章实证分析了农村信贷与农民收入之间的相关性。提出了促进土地流转的农村信贷创新模式,即土地使用权抵押贷款,分析了土地使用权抵押贷款的优势和作用,设计了土地使用权抵押贷款的运作流程和风险防范措施。

The paper makes an empirical analysis of the correlation between the rural credit and income of the farmers by providing model innovation to promote the transfer of land in rural credit, that is, land-use right mortgage. It also analyzes the advantages and functions of mortgage loans, presents land-use right mortgage operation process and risk prevention measures.