对外开放背景下的外资保险公司监管

Regulation on foreign-invested insurers under the background of opening-up

外资保险公司的引进所带来的机遇与挑战并存。不应只看到利用外资带来的正面影响,同时还应该正视利用外资给中国保险业带来的潜在风险。只有正确地识别、测量和控制风险,才能真正做到外资保险为我所用。监管机构需要增强对外资保险的监管能力以切实提高监管效果,应建立适应全球金融发展趋势的监管组织体系;转变监管职能和重点;改进监管手段和方式。

The introduction of foreign-invested insurers to China＇s insurance market has brought about both challenges and opportunities. We should not only notice the positive effect of foreign investment, but also potential risks to the insurance industry. Only by accurately identifying, measuring and controlling these risks, can we make foreign-invested insurance companies create value for us. The regulatory body needs to enhance its supervision capability on foreign-invested insurers, establish a regulatory organizational system fitting with the global trend of the financial industry, transform its supervision roles and focuses, and imorove on regulatorv tools and methads.