我国三线城市保险业发展水平与影响因素分析

Analysis of Insurance Development Level and Influencing Factors in Remote Cities of China

我国三线城市保险业发展存在着严重的不平衡,而且差距较大;影响三线城市保险业发展的因素众多,主要包括GDP、人口数量及分布、城镇居民人均可支配收入和地理位置等。经济发达的省份,三线城市保险业发展水平也普遍较高;但在整体保险业发展水平落后于东部发达地区的情况下,部分中西部三线城市的保险业发展水平却并不低,而且有的已超过了一些省会城市,三线城市所蕴含的商机逐步显现。

There is a big imbalance of insurance industry development between remote cities of China and its gap is big. There are many factors influencing insurance development of remote cities, including GDP, population and distribution, pea capita disposable income of urban residents and their geological position and so on. In economic developed provinces, the insurance development level of their remote cities is higher. Under the situation that the total insurance industry development level is lower than east regions, insurance industry development level in part of remote cities in middle and west regions is not low and surpasses some of provincial canitals. The business opportunity of remote cities gradually shows up.