浅析美国次贷危机法律监管问题

Analysis of Legal Supervision and Management of US Supreme Mortgage Crisis

美国次贷危机引发的金融危机已蔓延为全球经济危机,至今欧美国家仍在寻求救市手段用以防止经济的衰退。次贷危机爆发的经济原因已表面化,可是从美国政府监管模式上看,美国金融业市场化的无序竞争与美国政府放纵式的金融监管对金融危机发生并在全球蔓延有不可推卸的责任。美国金融法律监管体制中的欠缺,我国金融业应引以为戒。

The global financial crisis was triggered by US supreme mortgage crisis. So far western countries have been seeking for financial rescue to prevent the economy from recession. According to the governmental supervision in the United States, the disorder appearance in market-oriented competition and the indulgent financial supervision are responsible for the spread of the global financial crisis. Therefore, financial industry of China should learn a lesson from it.