摘要
非传统业务对银行整体资产报酬率有正向影响,经营风格较为稳健、传统业务盈利能力和流动性较差的银行会更多地从事非传统业务。不同所有权对非传统业务有显著影响:城市商业银行、外资银行均比四大国有商业银行在非传统业务上开展得好,但银行所有权变化的选择效应及动态效应均不显著。
Nontraditional business has positive effects on banks＇ overall capital gain, while banks which are more cautionary and with lower profitability and liquidity are more likely to engage in nontraditional business. Different kinds of ownerships have significant effects on non-traditional business. Urban commercial banks and foreign banks have performed better than the four major state-owned banks. However, the selection effect and dynamic effect of ownership changes in banking sector are not significant.
出处
《经济理论与经济管理》
CSSCI
北大核心
2009年第5期48-54,共7页
Economic Theory and Business Management
关键词
商业银行
非传统业务
所有权特征
commercial banks
nontraditional activities
ownership characteristics
