中国农村金融机构的变迁逻辑——基于现代金融中介理论的思考

Logic of Vicissitudes in Chinese Rural Finance Institutions—Reflection Based on Medium Theory of Financial Intermediary

当前,中国农村金融尤其是占主导地位的农村金融中介的发展不能满足农村金融主体的融资需求,制约了农村经济的发展。因此,研究中国农村金融尤其是金融中介的发展问题具有重大的意义。立足于这一研究命题,基于现代金融中介理论,对我国农村金融机构变迁的历史逻辑进行了分析研究。

Nowadays the development of Chinese rural finance, especially the rural financial intermediary which has long played the leading role, can not meet the financing need of rural economy. This condition restricts the rural economy. Thus it is of great importance to study the development of Chinese rural finance, and in particular the financial intermediary. Established in this proposition and based on modem theory of financial intermediary, this paper discussed and analyzes on historical logic of vicissitudes in Chinese rural financial institution.