浅析外币流动性风险对商业银行经营的影响

The Impact of Foreign Currency Liquidity Risk on the Operation of Commercial Banks

外币流动性风险是商业银行外汇经营过程中面临的最主要的风险之一。近年来,随着人民币对美元汇率持续走强,我国商业银行外币贷款增长偏快,增加了外币流动性风险。本文就商业银行外币流动性风险形成原因、影响因素和外币流动性风险对商业银行经营的影响作了分析,并对商业银行外币流动性风险管理提出了相关的建议。

Foreign currecy is one of the major risks in the operation of commercial banks. In recent years, huge foreign currency loans in China＇s commercial banks have added to foreign currency liquidity risks. The article analyzes the cause and affecting factors of foreign currency liquidity risk, and the impact of such risk on the operation of commercial banks. Finally, it gives out relevant suggestions.