湖北省宏观经济金融风险分析--基于资产负债表方法

Risk Analysis on the Economic and Financial Development of Hubei Province

作为当前衡量区域金融脆弱性重要手段之一的资产负债表方法,通过构建金融、企业和公共机构三部门的资产负债表后加以分析,找出可能引发区域性宏观金融风险的潜在隐患。而湖北省作为"中部崛起"战略方案中的金融大省,在经济金融发展取得长足进步的同时,也暴露出了不少问题。使用资产负债表三部门分析方法有助于我们立足宏观经济角度,发现湖北省经济发展过程中的金融风险暴露问题,并据此提出了相应的政策建议。

Balance sheet approach is one of the most important tools to assess regional financial fragility. The potential threat to the regional financial stability will be found by constructing the balance sheets of financial, corporate, public sector. As one of the most important province in central region of China, Hubei has made considerable progress in economy and finance, meanwhile, it accumulate some risk. To discover and analyze the risk exposure, this article stand in the whole province and use three-section balance sheet approach to figure out the risk exposure from 1996-2006. At last, give some corresponding policy advises.