摘要
现金物流管理是银行重要的业务活动。受计划经济体制的影响,当前中国银行业现金物流管理存在成本高、效率低和风险大等问题。应在供应链框架下建立新的现金物流管理模式,包括第三方现金物流管理、现金物流战略联盟和现金物流风险管理三个模块。针对第三方现金物流管理,给出了仿真建模的思路和对结果的分析。结果表明,商业银行将现金物流业务外包给第三方现金物流组织,能提升商业银行的核心竞争力。
Cash logistics management is an important business activity of banks. However, because of the influence of plan economy in the past, cash logistics management of China nowadays is facing problems such as high costs, low efficiency and high risks. A new cash logistics management mode should be built under the supply chain framework, which consists of three sub- mode including the third party cash logistics management, strategic alliance of cash logistics, and risk management of cash logistics. The idea of constructing a simulation model about the third party cash logistics management is given, and the results show that the core competitiveness of commercial banks can be improved indeed under the condition that the cash logistics services are outsourced to the third party cash logistics organizations.
出处
《云南财经大学学报》
北大核心
2009年第3期44-50,共7页
Journal of Yunnan University of Finance and Economics
关键词
中国银行业
现金供应链
现金物流
仿真
混合整数规划
Chinese Banking Industry
Cash Supply Chain
Cash Logistics
Simulation
Mixed Integer Programming