浅谈中国特色巨灾保险制度的建立

To Discuss on Catastrophe Insurance System of Chinese Characteristics and Its Setting up

中国作为世界上自然灾害较严重的国家之一,自然灾害不仅种类多,而且分布广,造成的损失也非常大。然而,我国的保险业在巨灾保险方面却基本上还处于空白状态。面临越来越严峻的巨灾形势,作为灾害防范和救助体系的重要组成部分,巨灾保险制度的建立已成当务之急。

China is one of the countries of more serious natural disasters in the world.Not only many types of natural disasters happened,but also widely distributed,and Losses caused by very large.However,our country＇s insurance industry in the catastrophe insurance is basically still in the blank state.The catastrophe is facing the more and more severe situation.As the disaster＇s prevent and rescued system, the catastrophe insurance system＇s setting up has become a top priority.