我国农业政策性贷款的边界分析

Analysis on the border of agricultural policy loans in China

本文通过农业政策性贷款的概念、农业信贷市场的分类等角度,概括了其理论边界、业务边界和规模边界。认为农业政策性贷款的规模边界受财政补贴、盈利水平和风险损失率的限制。要控制农业政策性贷款的风险损失率,需要进行抵押担保制度创新,防范政策风险和市场风险。

From the perspectives of agricultural policy loans concept,agricultural credit markets classification,its theoretical,business and size borders are summarized.The size of agricultural policy loans is limited by the border financial subsidies,the level of profits and risks of loss.To control the risk of loan losses in agricultural policy loan,it is need for collateral system innovation,preventing from policy risks and market risks.