银行理财的风险传导机制与风险管理策略研究

Bank financing's risk conducting mechanism and risk management strategy research

全球金融风暴的发生、发展及其影响目前仍在讨论与观察之中,但可以肯定的是,尚处于全球化进程中的中国金融业亦很难独善其身,新兴的中国银行理财市场面对着复杂的国际金融形势其发展之路又在何方。本文在一个基础性的金融理论框架内讨论了银行理财市场的风险传导机制,并试图给出商业银行理财业务的风险管理策略。

Global financial turmoil and its impact on the occurrence and development of observation is currently under discussion. But what is certain is that still in the process of globalization of China’s financial industry cannot stay away from it. Where is the way of emerging Chinese banking market to face the complexity of international situation？ Base on the basic framework of financial theory in this paper, it discusses bank’s risk of financial market transmission mechanism, and it attempts to give commercial banks the strategies of risk management.