国际金融危机对我国保险业的影响及其启示

Influence of International Financial Crisis on China’s Insurance Industry and Inspiration from It

金融危机爆发追根溯源是由于资本主义社会自由主义思潮,盲目推崇自由主义经济,政府缺乏必要行政监管。我国保险业受危机影响,在保险的收益率、保险的资本运作、保险的信心等方面受到重创,通过对现实的分析,反思如何从遵循经济规律、开展科学创新、加强行政监管等方面促进我国保险业稳健、有序发展。

Tracing back the outbreak of the financial crisis in capitalist society, we can find it is the result of liberalism, blindly respected liberal economy and tack of the necessary administrative regulation. China＇ s insurance industry, affected by the crisis, suffered a serious defeat in the rate of return, the operation of the capital, as well as confidence in insurance. Through analyzing the reality, this paper reflect on how to follow the e.conomic laws, develop in China insurance industry scientific innovation and strengthen administrative regulation order to promote a sound and orderly development.