农村信贷担保的公共物品属性和有效供给路径选择

Public Goods Quality and Effective Supply of Rural Credit Collateral

完善的担保体系在许多国家被认为是经济发展和消除贫困的重要因素。为了解决农村的信贷担保问题,各地积极推动农村担保方式创新试点,本课题在总结农村担保创新经验的基础上,从公共物品这一新视角,对信贷担保进行分析,提出信贷担保制度设计和相关政策建议。

In many countries, accomplished collateralization system is considered an important factor in economic development and poverty elimination. To grapple with the credit collateral problem in rural area, our country is acively working on a creative rural collateral approach. Based on previous experience, the research analyzes credit collateral from new angle of public goods, and finally proposes its own scheme and policy suggestions