我国农业保险发展中存在的问题及对策

The Development of Agricultural Insurance in China Problems and Countermeasures

农业是国民经济的基础,在整个国民经济中具有特别重要的战略地位,而农业又是一个弱质产业。通过农业保险可以稳定农业收入,促进农业产业化,均衡国民收入再分配,确保农业资金、技术,人才的投入,促使农业再生产的顺利进行,确保国民经济持续、快速、健康的发展。农业保险在稳定农业生产和促进农民增收方面发挥着重要作用。文章在肯定我国农业保险取得的成绩的同时,分析了我国农业保险发展中存在的问题,提出了促进我国农业保险发展的对策。

Agriculture is a disadvantaged industry, even though it is the economic basis of our country and is strategically important in the whole national＇ economy. Agricultural insurance can stabilize the income of the farmers, facilitate the industrialization of agriculture, keep balance the redistribution of national income, guarantee the input of fund, technique and personnel into agriculture, make the reproduction of agriculture proceed smoothly, and ensure a steady, fast and healthy development of the national economy..Agricultural insurance also plays an important role in stabilizing agricultural reproduction and increasing farmers＇ income. This paper, while affirming the achievements of our country＇ s agriculture insurance, points out the problems existing in it and proposes some solutions to them.