新自由主义视野下次贷危机与世界社会主义未来走向

Subprime Mortgage Crisis under Neo- liberalism and the Future Socialism in the World

随着美国住房价格逐渐回落，利率不断上升，次贷的借款人越来越难以按期偿付贷款，导致次贷及相关证券投资产品损失严重，一些贷款机构、投资银行、对冲基金纷纷出现巨额亏损，甚至倒闭，由房价引发次按贷危机的爆发。一石激起千层浪，世界主要大国积极采取应对措施“救市”。导致这次金融危机的深层次原因是新自由主义的资本主义。二者的关联性体现在：第一，虚拟经济与主体经济过度分离滋生出泡沫经济；第二，解除对金融的管制；第三，贫富分化日益严重。所以新自由主义更容易导致金融危机。危机即转机，它可以激发新因素的产生，酝酿社会主义高潮的到来。

Owing to house price slump and interest rising borrowers plunged into difficulty to pay off their loan in time, in the US, more and more subprime mortgage which caused the serious loses of the subprime mortgages and the relevant investment products. As a result, some loan institutes, investment bank and hedge funds suffered huge loses, even went bankrupt. Subprime mortgage crisis was ignited with housing price slump at last. So the world＇s major powers take active measures to ＂rescue the market. ＂ The deep - seated reason of the financial crisis is the neo - liberal capitalism. The relevance of the two reflected in： first, the bubble economy resulted from the virtual economy and the main breeding ground for the economy; Second, the lifting of financial control; Third, the growing division between the rich and the poor. Therefore, neo -liberalism more easily leads to financial crisis. Crisis can stimulate the emergence of new factors, brewing socialist climax.