摘要
在金融抑制较为普遍的农村地区,作为建立在亲缘与业缘基础上的农户社会资本,在农村信贷资金的配置过程中发挥"特质性"资源的作用。为此,本文从社会资本视角,对农户的非正规信贷行为进行分析,在此基础上分析农户社会资本对非正规信贷的影响,进而得出相关结论。
In financial restrained rural areas, farmers＇ social capital based on sibship and occupation relationship plays a role of idiosyncratic resource in rural credit allocation. From the social capital perspective, we analyze the informal credit behavior of farmer, and study the effects of farmer＇s social capital on Informal credit, and then draw some conclusions.
出处
《金融理论与实践》
北大核心
2009年第6期76-78,共3页
Financial Theory and Practice
关键词
金融抑制
农户社会资本
非正规信贷
Financial Restrained
Farmers＇ Social Capital
Informal Credit
Effects
