浅析我国国有商业银行的运营风险管理

An Analysis of the Operational Risk Management of State-owned Commercial Bank in China

商业银行是国家稳定金融体系的重要工具,在整个金融体系中具有十分重要的地位和作用。但目前我国商业银行在运营中还存在一些不足,尤其是对运营风险管理的内涵及其重要性缺乏足够的认识。通过对我国商业银行运营中所面临的一些问题做出简要的分析,并且提出改善运营管理的建议与措施,使国有银行重视运营风险管理,这对我国商业银行在运营管理过程中减少不必要的损失具有现实意义。

Commercial banks are important tools to stabilize the financial system, and this kind of banks plays an important role in the financial system. However, the commercial banks in China currently still exist a number of shortcomings on operation, and people do not fully understand what the really operation risk management is and how important it is. Through the brief analysis of the operational problems which Chinese commercial banks are facing in our country, the author puts forward some reeommendations to improve the operational management. All these measures will make the state-owned banks attaches great importance to the risk of management, which has a practical significance to reduce the unnecessary loss during the operating management.