我国中小企业融资制度缺失及对策研究

Study on the Small and Medium Enterprises Margin System Imperfection Under the Condition of Information Dissymmetry and the Counterplan

中小企业是经济发展和社会稳定的支柱,大量的调研表明,中小企业发展中遇到的最大问题就是融资。现实却表现出悖论:一方面是大量的银行资金闲置找不到投资的场所,另一方面却是大量的中小企业缺乏发展所需要的资本,中间缺失的恰恰就是制度。建立完善的、行之有效的融资制度是解决中小企业融资从而促进社会经济发展的根本途径。

The small and medium enterprises are the main force of economy development and social stablely. A great deal of survey and research express that the biggest problem that the small and medium enterprises meet in the development is a margin. Actually a great deal the bank funds is idle to can not find an investment, on the other hand a great deal of small and medium enterprises lacks the capital to develop. Building up perfect, effective margin system is the root path to solve small and medium enterprises margin and promote the social economic development.