农业风险的规避与农业保险运行机制

On Agricultural Risk Evasion and Agricultural Insurance in the New Period

新时期农业风险的外延与内涵扩大,不仅包括传统意义上的自然灾害风险,还包括经济、技术及制度等方面的风险。规避农业风险的方式众多,而农业保险制度在现阶段中国农村有独立的运行空间,既符合世界贸易组织允许各国支持农业的"绿箱"政策,是现代农业风险管理的重要手段,也是中国农业和农村经济发展的客观需要。营造农业保险发展的制度环境、合理定位农业保险的政策性、创建农业保险的多元化组织体系等均是构建中国农业保险制度的重要举措。

The concept of modern agricultural risk has expanded both in intension and extension. Agricultural risks not only involve traditional natural disasters but modern artificial risks from economy, technology, system and so on. In spite of ways of preventing agricultural risks, agricultural insurance is one of the best ways of preventing risks. It is thought that agricultural insurance agrees not only with the ＂green box＂ policy WTO allows all national governments to support as an important means for modem agricultural risk management, also with the objective need of the agricultural development and rural economic development of our country. Creating a systematic environment for the development of the Chinese agricultural insurance, reasonably positioning the policies of agricultural insurance and establishing a multi-outlet organizational system of agricultural insurance is an important move to building the Chinese agricultural insurance system.