我国银行内部资本市场效率研究——基于上市银行地区分部数据的实证分析

Internal Capital Market in the Chinese Bank and its Efficiency——An Empirical Analysis Based on the Data From Regional Branch of Listed Banks

本文以2005-2007年我国上市银行地区分部数据为基础,对我国银行内部资本市场及其资源配置效率进行了实证分析并发现,我国银行不同分部间的利息收支数据表明存在内部资本市场,并且银行内部资本市场的信贷资源配置遵循效率原则。

Based on the data from 2005 - 2007 regional branch of the Chinese publicly-listed banks, the paper makes an empirical analysis on the existence of the internal capital market in the Chinese banks as well as its efficiency. The results show that the internal capital market in the Chinese bank is active and in which the credit resources we allocated by the efficiency rule.