总量控制、结构调整与信贷分配

The Total Controls, Structural Adjustments and Distributions of Credit and Loan

本文章认为信贷分配调节只能作用于货币化经济而不能作用于非货币化经济。信贷分配调节只能控制总量失控的程度,而不能从根本上消除总量失控;信货分配调节总量必须有其他的措施相配合。要充分发挥信贷调节总量的积极作用,就应进一步加速经济的货币化,放开价格、利率,使资金能自由转移,推进市场取向,实施破产法等,使资产负债机制的资金再组合,从根本上调整不合理的产业结构,以达到总量的均衡。

The thesis holds that the adjustments in the distributions of credit and loan can just act on theeconomy of monetization but not on the economy of non-monetization, and they are able to con-trol the degrees of runaway of the totals, but can not be able to fundamentally elimmate the run-away of the totals. The adjuistable totals of distributions of credit and loan must cooperate with of??er measures.To fully play the positive roles of adjustable totals of credit and loan, it must further quicked themonetization of economy, free prices and interests,to freely turn funds to push on the marketabili-ty, and to carry on The Bankruptcy law, as well as to re-make up the funds of the system ofassets and liability, fundamentaly adjust the excessive industrial structure, finally, reach the bal-ance of totals.