借鉴意大利经验调整我国中小企业融资方式与政策之管见

On the Adjustment of Financing Mode and Policy of China's SMEs by Experience Reference of Italy

我国与意大利的经济体制、经济发展水平及其他要素形成了两国对中小企业融资政策的许多异同。意大利政府把扶持中小企业发展作为一项基本经济政策,非常重视解决中小企业融资难的问题,多年来采用了适合自己国情的融资方法,形成了一套具有特色的融资服务体系。因此,我国应借鉴意大利的成功经验,建立健全中小企业融资的法律保障体系;成立专门的中小企业金融机构,加强对中小企业的金融服务;健全中小企业信用担保体系;发展和完善风险投资体系;大力发展资本市场,促进中小企业从资本市场直接融资等适合我国国情的中小企业政府融资支持体制。

Italian government officials have taken supporting the development of small-and-medium sized enterprises as a basic economic policy. They pay more attention to the difficulty of financing of SMEs, and develop a set of financing service system. We should establish and improve the legal security system, and set up specialized financial institutions, and enforce the financial service for the SMEs.