摘要
随着我国加入世贸组织及金融业的全面开放,中资银行个人理财业务面临外资银行的挑战。因此我们更应该认清我国目前个人理财业务发展的现状,以及国际上个人理财业务发展的趋势;理清中资银行发展个人理财业务中的问题所在和具有的竞争优势;辩证地分析外资银行进入中国后对我国个人理财业务发展的不利以及有利影响,从而归纳出中资银行在个人理财业务上的发展策略。
With China＇s accession to the WTO and the full liberalization of the financial industry, the Chinese-funded banks＇ Personal Financial Services faced the challenges by foreign banks. Therefore, we should get a clear understanding of China＇s current personal financial status of business development, as well as trends of the development of international business on personal finance; clarify the the problem of developing Chinese-funded banks＇ Personal Financial Services and the competitive advantage; analyse the beneficial and negative effects of developing Chinese personal financial business after Foreign-funded banks entered China; thus, summed up Chinese-funded banks＇s Personal Financial Services on the development strategy.
出处
《价值工程》
2009年第7期151-154,共4页
Value Engineering
关键词
个人理财
中资银行
外资银行
personal financial services
chinese-funded banks
foreign-funded banks
