摘要
始于1971年的美国"耶鲁计划"是世界上首个实施"按收入比例还款贷学金"项目,也是首例由高等学校主导的学生贷款项目。文章概括了"耶鲁计划"的基本内容,分析了"耶鲁计划"中止的原因。同时,总结出"耶鲁计划"给我们的启示:高等学校不宜承担学生贷款项目的回收责任;发挥个税征收系统在学生贷款回收中的积极作用;尝试多样化还款方式,降低毕业生还款负担。
American Yale Plan, initiated in 1971, is the first Income -contingent Student Loan and university -based student loan program. This article summarized the basic characteristic of Yale Plan and analyzed the reason why Yale Plan stopped. Furthermore, the paper summarized the lessons： higher education institution is not a good option to collect the student loan; income tax collection system could be used as an important role in collecting student loan; institute the various repayment to reduce the graduate repayment burden.
出处
《教育与经济》
CSSCI
北大核心
2009年第2期64-68,共5页
Education & Economy
基金
美国福特基金会"中国学生贷款回收机制"项目(编号1075-0792)
湖北省教育厅人文社科重点项目"高校贫困生资助系统整合研究"(编号2008d056)
