摘要
2007年7月以来,美国次贷危机持续笼罩全球金融市场,导致美国房价大跌,资金紧缩,对世界股票市场、期货市场造成极大的冲击。随着金融危机对全球实体经济影响的日益加深,我国银行业也出现投资资产价值下降、零售业务放缓等迹象。因而,我国银行业应针对信贷管理中存在的薄弱环节,采取积极的措施,防范金融风险,保障商业银行健康发展。
Since July 2007, the United States over the sub-prime crisis in global financial markets, which eontinuely not only lead to slump in U.S. home prices and the capital constrainting but also cause a great deal of impact on the world stock market and the futures market. With the increasingly deepening of the financial crisis＇s effect on the world economy, there exists the investment capital value decreasing and the detail operation is slowing in China. So we should adopt positive measures to resolve the weak links of credit management of banks, protect against the financial risk and ensure the healthy development of the commerieal banks.
出处
《经济与管理》
2009年第7期69-72,共4页
Economy and Management
关键词
次贷危机
金融风暴
金融风险
sub-loan crisis
financial crisis
financial risk
